Affordable Housing Programs refer to initiatives or schemes that aim to provide decent, safe and affordable homes for low-income families, seniors, and other vulnerable populations. These programs are often funded by government agencies, nonprofit organizations, or private developers with the goal of making housing more accessible and affordable for those who may struggle to pay market rate rent or mortgage payments. The specifics of these programs can vary widely depending on location, but generally speaking they involve subsidies, tax credits, vouchers, or other incentives that help reduce the cost of housing for eligible participants.